Building Picture EPB Employees Credit Union
Christmas Loan Special - 2009
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Loan Rates Office Locations

Want to payoff last year's Christmas shopping bills; or, get started on this year's shopping? We are, once again, offering our "Christmas Loan" special to qualified borrowers. Equal Housing Lender Symbol
  1. Available only from October 1, 2009 through December 18, 2009
  2. Can have no late payments on any previous Christmas Loan Special
  3. Only one "Christmas Loan Special" at a time
  4. Minimum loan amount: $500; maximum loan amount: $1,200
  5. Installment Loan: 12-month payback maximum limit
  6. Interest Rate: 12.00% fixed rate
  7. Credit check: No credit report check
  8. Bankruptcy: no bankruptcy currently or in the past 7 years
  9. Proof of income: last paycheck stub
  10. New Money: must be a new loan
  11. Unsecured Loan Maximum: cannot exceed $12,500 total unsecured at the Credit Union
  12. Application: new one needed unless one is on file within the last three years
For a $1,200 loan -
eleven monthly payments of: $106.62
with a final payment of $106.50,
for total payments of $1,279.32.		 OR For a $1,200 loan -
twenty-five bi-weekly payments of $49.08
with a final payment of $48.98,
for total payments of $1,275.98.
For a $1,000 loan -
eleven monthly payments of: $88.85
with a final payment of $88.75,
for total payments of $1,066.10.		 OR For a $1,000 loan -
twenty-five bi-weekly payments of $40.90
with a final payment of $40.82,
for total payments of $1,063.32.
For an $800 loan -
eleven monthly payments of: $71.08
with a final payment of $70.99,
for total payments of $852.87.		 OR For an $800 loan -
twenty-five bi-weekly payments of $32.72
with a final payment of $32.66,
for total payments of $850.66.