Building Picture EPB Employees Credit Union
Loan Rate History
(as of June 1, 2010)
Home Services Rate Information Current Loan Rates CD Rate History Share Rate History
Loan Type
Share Secured
Visa & MasterCard
Signature (36 months)
Signature (48 months)
1st Mortgage (30-years)
1st Mortgage (15-years)
1st Mortgage ( 8-years)
Home Equity (initial rate)
New Vehicle (up to 5 years)
New Vehicle (up to 6 years)
Used Vehicle ('11s-'07s, 72 mos.)
Used Vehicle ('11s-'07s, 60 mos.)
Used Vehicle ('06s-'03s, 60 mos.)
Used Vehicle ('02s-'99s, 36 mos.)
Used Vehicle ('98s-older, 36 mos.)		 07/01/06
3.50%
13.75
9.50
10.50
7.00
6.50
6.00
7.00
6.00
6.50
6.50
6.25
6.50
7.50
8.00
 10/01/07
3.50%
13.75
9.50
10.50
7.50
7.00
6.50
7.00
6.00
6.50
6.50
6.25
6.50
7.50
8.00
 01/25/08
3.00%
13.75
9.00
10.00
7.00
6.50
6.00
6.50
5.50
6.00
6.00
5.75
6.00
7.00
7.50
 02/01/08
3.00%
13.75
8.75
9.75
6.75
6.25
5.75
6.25
5.00
5.50
5.50
5.25
5.50
6.50
7.00
 12/17/08
2.50%
12.00
8.25
9.25
6.55
6.00
5.50
5.25
4.50
5.00
5.00
4.75
5.00
6.00
6.50
 06/01/10
2.50%
12.00
8.25
9.25
6.55
6.00
5.50
5.25
4.00
4.50
4.50
4.25
4.50
5.50
6.00
Equal Housing Lender Note: not all features and qualifications are shown here. Beginning August 1, 2006, the rate shown is the rate granted to loan applicants with a credit score of 750 or higher. On secured loans (except Home Equity), these rates can be lowered by 0.50% with 20% or more equity. Used vehicle model years reflect current offering only. In the December 17, 2008 column, the Visa & MasterCard rate of 12.00% did not go into effect until January 2009.