Building Picture EPB Employees Credit Union
Loan Rates
July 1, 2006 - July 31, 2006
Home Services Loan Information Rate Information Loan Rate History
Visa & MasterCard - 13.75%
Signature Loans (36 months) - 9.50%
Signature Loans (48 months) - 10.50%

Share Secured - 3.50%
Certificate Secured - 2% above CD rate

 New Vehicles - 6.00%
(up to 60 months & up to 15,000 miles)
New Vehicles - 6.50%
(up to 72 months & up to 15,000 miles)
(Includes * Recreational Vehicles and Boats)

Used Vehicles ('07-'03) - 6.50%
(up to 72 months & up to 15,000 miles)
Used Vehicles ('07-'03) - 6.25%
(up to 60 months & 15,000 miles or more)
Used Vehicles ('02-'99, up to 60 months) - 6.50%
Used Vehicles ('98-'95, up to 36 months) - 7.50%
Used Vehicles ('94-older, up to 36 months) - 8.00%
(Includes * Recreational Vehicles and Boats)
* Terms on recreational vehicles can go up to 8 years.

Equal Housing Lender Symbol First Mortgage Fixed Rate (8-years) - 6.00%
First Mortgage Fixed Rate (15-years) - 6.50%
First Mortgage Fixed Rate (30-years) - 7.00%
Home Equity (1-Year Variable Rate, up to 10 years) - 7.00%

SPECIAL NOTE: The above rates are anticipated for the month of July 2006; however, they are subject to change at anytime. Beginning August 1, 2006, the Credit Union will begin "Risk-based Lending" and the above rates could be adjusted upward by as much as 4% depending on the borrower's credit score. For a preview of what those rates will be, please check out: Risk Based Loan Rates.