Building Picture EPB Employees Credit Union
Monthly Loan Payment Amounts
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Current Loan Rates
Loan approval is subject to credit and underwriting guidelines.
Check here for credit scores between: 850 - 750, 749 - 700, 699 - 650, 649 - 600, 599 - 550, 549 - 500

Rates and payments shown below are based on Beacon credit scores of 549 to 500.

Table of Monthly Payment Amounts on New Vehicles
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 ( 8.50%) $ 31.57 $157.84 $315.68 $473.51 $631.35 $789.19 $947.03
4 (8.50%) $ 24.65 $123.24 $246.48 $369.72 $492.97 $616.21 $739.45
5 (8.50%) $ 20.52 $102.58 $205.17 $307.75 $410.33 $512.91 $615.50
6 (9.00%) $ 18.03 $ 90.13 $180.26 $270.38 $360.51 $450.64 $540.77

Table of Monthly Payment Amounts on Used Vehicles On Models 2010 - 2006
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (8.75%)
6 (9.00%)
 $ 20.64
$ 18.03
 $103.19
$ 90.13
 $206.37
$180.26
 $309.56
$270.38
 $412.74
$360.51
 $515.93
$450.64
 $619.12
$540.77

On Models 2005 - 2002
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (9.00%) $ 20.76 $103.79 $207.58 $311.38 $415.17 $518.96 $622.75

On Models 2001 - 1998
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (10.00%) $ 32.27 $161.34 $322.67 $484.01 $645.34 $806.68 $968.02

On Models 1997 and Older
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (10.50%) $ 32.50 $162.51 $325.02 $487.54 $650.05 $812.56 $975.07

Table of Monthly Mortgage Payment Amounts
(Note: the lowest Beacon score to qualify for a mortgage loan is 625)