Building Picture EPB Employees Credit Union
Monthly Loan Payment Amounts
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Current Loan Rates
Loan approval is subject to credit and underwriting guidelines.
Check here for credit scores between: 850 - 750, 749 - 700, 699 - 650, 649 - 600, 599 - 550, 549 - 500

Rates and payments shown below are based on Beacon credit scores of 549 to 500.

Table of Monthly Payment Amounts on New Vehicles
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (10.00%) $ 32.27 $161.34 $322.67 $484.01 $645.34 $806.68 $968.02
4 (10.00%) $ 25.36 $126.81 $253.63 $380.44 $507.25 $634.06 $760.88
5 (10.00%) $ 21.25 $106.24 $212.47 $318.71 $424.94 $531.18 $637.41
6 (10.50%) $ 18.78 $ 93.89 $187.79 $281.68 $375.58 $469.47 $563.37

Table of Monthly Payment Amounts on Used Vehicles On Models 2007 - 2003
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (10.25%)
6 (10.50%)
 $ 21.37
$ 18.78
 $106.85
$ 93.89
 $213.70
$187.89
 $320.55
$281.68
 $427.41
$375.58
 $534.26
$469.47
 $641.11
$563.37

On Models 2002 - 1999
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (10.50%) $ 21.49 $107.47 $214.94 $322.41 $429.88 $537.35 $644.82

On Models 1998 - 1995
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (11.50%) $ 32.98 $164.88 $329.76 $494.64 $659.52 $824.40 $989.28

On Models 1994 and Older
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (12.00%) $ 33.21 $166.07 $332.14 $498.21 $664.29 $830.36 $996.43

Table of Monthly Mortgage Payment Amounts
(Note: the lowest Beacon score to qualify for a mortgage loan is 625)