Building Picture EPB Employees Credit Union
Monthly Loan Payment Amounts
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Current Loan Rates
Loan approval is subject to credit and underwriting guidelines.
Check here for credit scores between: 850 - 750, 749 - 700, 699 - 650, 649 - 600, 599 - 550, 549 - 500

Rates and payments shown below are based on Beacon credit scores of 599 to 550.

Table of Monthly Payment Amounts on New Vehicles
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (9.00%) $ 31.80 $159.00 $318.00 $477.00 $635.99 $794.99 $953.99
4 (9.00%) $ 24.89 $124.43 $248.85 $373.28 $497.70 $622.13 $746.55
5 (9.00%) $ 20.76 $103.79 $207.58 $311.38 $415.17 $518.96 $622.75
6 (9.50%) $ 18.27 $ 91.37 $182.75 $274.12 $365.49 $456.87 $548.24

Table of Monthly Payment Amounts on Used Vehicles On Models 2007 - 2003
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (9.25%)
6 (9.50%)
$ 20.88
$ 18.27
$104.40
$ 91.37
$208.80
$182.75
$313.20
$274.12
$417.60
$365.49
$522.00
$456.87
$626.40
$548.24

On Models 2002 - 1999
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (9.50%) $ 21.00 $105.01 $210.02 $315.03 $420.04 $525.05 $630.06

On Models 1998 - 1995
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (10.50%) $ 32.50 $162.51 $325.02 $487.54 $650.05 $812.56 $975.07

On Models 1994 and Older
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (11.00%) $ 32.74 $163.69 $327.39 $491.08 $654.77 $818.47 $982.16

Table of Monthly Mortgage Payment Amounts
(Note: the lowest Beacon score to qualify for a mortgage loan is 625)