Building Picture EPB Employees Credit Union
Monthly Loan Payment Amounts
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Current Loan Rates
Loan approval is subject to credit and underwriting guidelines.
Check here for credit scores between: 850 - 750, 749 - 700, 699 - 650, 649 - 600, 599 - 550, 549 - 500

Rates and payments shown below are based on Beacon credit scores of 599 to 550.

Table of Monthly Signature Loan Payment Amounts
Years (APR) $ 500 $1,000 $2,000 $2,500 $5,000 $10,000 $12,500
3 (11.25%) $16.43 $32.86 $65.71 $82.14 $164.29 $328.57 $410.72
4 (12.25%) $129.84 $259.67 $324.59

Table of Monthly Payment Amounts on New Vehicles
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (7.50%) $ 31.11 $155.53 $311.06 $466.59 $622.12 $777.66 $933.19
4 (7.50%) $ 24.18 $120.89 $241.79 $362.68 $483.58 $604.47 $725.37
5 (7.50%) $ 20.04 $100.19 $200.38 $300.57 $400.76 $500.95 $601.14
6 (8.00%) $ 17.53 $ 87.67 $175.33 $263.00 $350.66 $438.33 $526.00

Table of Monthly Payment Amounts on Used Vehicles On Models 2010 - 2006
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (7.75%)
6 (8.00%)
$ 20.16
$ 17.53
$100.78
$ 87.67
$201.57
$175.33
$302.35
$263.00
$403.14
$350.66
$503.92
$438.33
$604.71
$526.00

On Models 2005 - 2002
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (8.00%) $ 20.28 $101.38 $202.76 $304.15 $405.53 $506.91 $608.29

On Models 2001 - 1998
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (9.00%) $ 31.80 $159.00 $318.00 $477.00 $635.99 $794.99 $953.99

On Models 1997 and Older
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (9.50%) $ 32.03 $160.16 $320.33 $480.49 $640.66 $800.82 $960.99

Table of Monthly Mortgage Payment Amounts
(Note: the lowest Beacon score to qualify for a mortgage loan is 625)