Building Picture EPB Employees Credit Union
Monthly Loan Payment Amounts
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Current Loan Rates
Loan approval is subject to credit and underwriting guidelines.
Check here for credit scores between: 850 - 750, 749 - 700, 699 - 650, 649 - 600, 599 - 550, 549 - 500

Rates and payments shown below are based on Beacon credit scores of 649 to 600.

Table of Monthly Payment Amounts on New Vehicles
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (8.00%) $ 31.34 $156.68 $313.36 $470.05 $626.73 $783.41 $940.09
4 (8.00%) $ 24.41 $122.06 $244.13 $366.19 $488.26 $610.32 $732.39
5 (8.00%) $ 20.28 $101.38 $202.76 $304.15 $405.53 $506.91 $608.29
6 (8.50%) $ 17.78 $ 88.89 $177.78 $266.68 $355.57 $444.46 $533.35

Table of Monthly Payment Amounts on Used Vehicles On Models 2007 - 2003
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (8.25%)
6 (8.50%)
 $ 20.40
$ 17.78
 $101.98
$ 88.89
 $203.96
$177.78
 $305.94
$266.68
 $407.93
$355.57
 $509.91
$444.46
 $611.89
$533.35

On Models 2002 - 1999
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (8.50%) $ 20.52 $102.58 $205.17 $307.75 $410.33 $512.91 $615.50

On Models 1998 - 1995
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (9.50%) $ 32.03 $160.16 $320.33 $480.49 $640.66 $800.82 $960.99

On Models 1994 and Older
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (10.00%) $ 32.27 $161.34 $322.67 $484.01 $645.34 $806.68 $968.02

Table of Monthly Mortgage Payment Amounts
(Note: the lowest Beacon score to qualify for a mortgage loan is 625)
Years (APR) $ 1,000 $5,000 $10,000 $25,000 $30,000 $50,000 $100,000
8 (8.50%) $14.39 $71.96 $143.92 $359.80 $431.76 $719.61 $1,439.21
15 (9.00%) $10.14 $50.71 $101.43 $253.57 $304.28 $507.13 $1,014.27
30 (9.50%) $ 8.41 $42.04 $84.09 $210.21 $252.26 $420.43 $840.85