Building Picture EPB Employees Credit Union
Monthly Loan Payment Amounts
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Current Loan Rates
Loan approval is subject to credit and underwriting guidelines.
Check here for credit scores between: 850 - 750, 749 - 700, 699 - 650, 649 - 600, 599 - 550, 549 - 500

Rates and payments shown below are based on Beacon credit scores of 649 to 600.

Table of Monthly Signature Loan Payment Amounts
Years (APR) $ 500 $1,000 $2,000 $2,500 $5,000 $10,000 $12,500
3 (10.25%) $16.19 $32.38 $64.77 $80.96 $161.92 $323.85 $404.81
4 (11.25%) $127.41 $254.83 $318.54

Table of Monthly Payment Amounts on New Vehicles
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (6.50%) $ 30.65 $153.25 $306.49 $459.74 $612.98 $766.23 $919.47
4 (6.50%) $ 23.71 $118.57 $237.15 $355.72 $474.30 $592.87 $711.45
5 (6.50%) $ 19.57 $97.83 $195.66 $293.49 $391.32 $489.15 $586.98
6 (7.00%) $ 17.05 $ 85.25 $170.49 $255.74 $340.98 $426.23 $511.47

Table of Monthly Payment Amounts on Used Vehicles On Models 2010 - 2006
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (6.75%)
6 (7.00%)
$ 19.68
$ 17.05
$98.42
$ 85.25
$196.83
$170.49
$295.25
$255.74
$393.67
$340.98
$492.07
$426.23
$590.50
$511.47

On Models 2005 - 2002
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (7.00%) $ 19.80 $99.01 $198.01 $297.02 $396.02 $495.03 $594.04

On Models 2001 - 1998
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (8.00%) $ 31.34 $156.68 $313.36 $470.05 $626.73 $783.41 $940.09

On Models 1997 and Older
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (8.50%) $ 31.57 $157.84 $315.68 $473.51 $631.35 $789.19 $947.03

Table of Monthly Mortgage Payment Amounts
(Note: the lowest Beacon score to qualify for a mortgage loan is 625)
Years (APR) $ 1,000 $5,000 $10,000 $25,000 $30,000 $50,000 $100,000
8 (7.50%) $13.88 $69.42 $138.84 $347.10 $416.52 $694.19 $1,388.39
15 (8.00%) $ 9.56 $47.78 $95.57 $238.91 $286.70 $477.83 $955.65
30 (8.50%) $ 7.69 $38.45 $76.89 $192.23 $230.67 $384.46 $768.91