Building Picture EPB Employees Credit Union
Monthly Loan Payment Amounts
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Current Loan Rates
Loan approval is subject to credit and underwriting guidelines.
Check here for credit scores between: 850 - 750, 749 - 700, 699 - 650, 649 - 600, 599 - 550, 549 - 500

Rates and payments shown below are based on Beacon credit scores of 700 to 749.

Table of Monthly Signature Loan Payment Amounts
Years (APR) $ 500 $1,000 $2,000 $2,500 $5,000 $10,000 $12,500
3 (8.75%) $15.84 $31.68 $63.37 $79.21 $158.42 $316.84 $396.04
4 (9.75%) $123.83 $247.67 $309.58

Table of Monthly Payment Amounts on New Vehicles
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (5.00%) $ 29.97 $149.85 $299.71 $449.56 $599.42 $749.27 $899.13
4 (5.00%) $ 23.03 $115.15 $230.29 $345.44 $460.59 $575.73 $690.88
5 (5.00%) $ 18.87 $ 94.36 $188.71 $283.07 $377.42 $471.78 $566.14
6 (5.50%) $ 16.34 $ 81.69 $163.38 $245.07 $326.76 $408.45 $490.14

Table of Monthly Payment Amounts on Used Vehicles On Models 2010 - 2006
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (5.25%)
6 (5.50%)
$ 18.99
$ 16.34
$ 94.93
$ 81.69
$189.86
$163.38
$284.79
$245.07
$379.72
$326.76
$474.65
$408.45
$569.58
$490.14

On Models 2005 - 2002
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (5.50%) $ 19.10 $ 95.51 $191.01 $286.52 $382.02 $477.53 $573.03

On Models 2001 - 1998
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (6.50%) $ 30.65 $153.25 $306.49 $459.74 $612.98 $766.23 $919.47

On Models 1997 and Older
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (7.00%) $ 30.88 $154.39 $308.77 $463.16 $617.54 $771.93 $926.31

Table of Monthly Mortgage Payment Amounts
Years (APR) $ 1,000 $5,000 $10,000 $25,000 $30,000 $50,000 $100,000
8 (6.00%) $13.14 $65.71 $131.41 $328.54 $394.24 $657.07 $1,314.14
15 (6.50%) $ 8.71 $43.56 $87.11 $217.78 $261.33 $435.55 $871.11
30 (7.00%) $ 6.65 $33.27 $66.53 $166.33 $199.59 $332.65 $665.30