Building Picture EPB Employees Credit Union
Monthly Loan Payment Amounts
Phone: (423) 648-3413, Fax: (423) 698-2912, email: epbecu@epbecu.org
Home Services Loan Information Current Loan Rates
Loan approval is subject to credit and underwriting guidelines.
Check here for credit scores between: 850 - 750, 749 - 700, 699 - 650, 649 - 600, 599 - 550, 549 - 500

Rates and payments shown below are based on Beacon credit scores of 750 to 850.

Table of Monthly Signature Loan Payment Amounts
Years (APR) $ 500 $1,000 $2,000 $2,500 $5,000 $10,000 $12,500
3 (8.25%) $15.73 $31.45 $62.90 $78.63 $157.26 $314.52 $393.15
4 (9.25%) $122.55 $245.30 $306.63

Table of Monthly Payment Amounts on New Vehicles
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (4.50%) $ 29.75 $148.73 $297.47 $446.20 $594.94 $743.67 $892.41
4 (4.50%) $ 22.80 $114.02 $228.03 $342.05 $456.07 $570.09 $684.10
5 (4.50%) $ 18.64 $ 93.22 $186.43 $279.65 $372.86 $466.08 $559.29
6 (5.00%) $ 16.10 $ 80.52 $161.05 $241.57 $322.10 $402.62 $483.15

Table of Monthly Payment Amounts on Used Vehicles On Models 2010 - 2006
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (4.75%)
6 (5.00%)
$ 18.76
$ 16.10
$ 93.78
$ 80.52
$187.57
$161.05
$281.35
$241.57
$375.14
$322.10
$468.92
$402.62
$562.71
$483.15

On Models 2005 - 2002
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
5 (5.00%) $ 18.87 $ 94.36 $188.71 $283.07 $377.42 $471.78 $566.14

On Models 2001 - 1998
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (6.00%) $ 30.42 $152.11 $304.22 $456.33 $608.44 $760.55 $912.66

On Models 1997 and Older
Years (APR) $ 1,000 $ 5,000 $10,000 $15,000 $20,000 $25,000 $30,000
3 (6.50%) $ 30.65 $153.25 $306.49 $459.74 $612.98 $766.23 $919.47

Table of Monthly Mortgage Payment Amounts
Years (APR) $ 1,000 $5,000 $10,000 $25,000 $30,000 $50,000 $100,000
8 (5.50%) $12.90 $64.50 $128.99 $322.48 $386.98 $644.97 $1,289.93
15 (6.00%) $ 8.44 $42.19 $84.39 $210.96 $253.16 $421.93 $843.86
30 (6.50%) $ 6.32 $31.60 $63.21 $158.02 $189.62 $316.03 $632.07