Okay, the time is now to think about paying those Christmas shopping bills. So, we are still offering our "Christmas Loan" special to qualified borrowers:

1. Available only from October 1, 2007 through February 1, 2008
2. Minimum Loan Amount: $500
3. Maximum Loan Amount: $1,000
4. Installment Loan: 12-month payback maximum limit
5. Interest Rate: 9.75% fixed rate
6. Credit check: No credit report check
7. Bankruptcy: no bankruptcy currently or in the past 7 years
8. Proof of income: last paycheck stub
9. New Money: must be a new loan
10. Unsecured Loan Maximum: cannot exceed $12,500 total unsecured at the Credit Union
11. Application: new one needed unless one is on file within the last three years