Deposit Accounts:
Product/Service |
Fee |
NSF (Non-sufficient funds) - each |
$30.00 |
Courtesy Pay NSF Item - daily |
$30.00 |
Automatic Share Transfer - daily |
$3.00 |
EPBECU Overdraft Share Transfer |
$3.00 |
Telephone Share Transfer |
Free |
Stop Payment - each |
$30.00 |
Photocopy - each |
$2.00 |
Additional Statements During Month - each |
$5.00 |
Previous Month's Statement - each |
$5.00 |
Standard Printed Share Drafts |
Varies |
Specially Printed Share Drafts |
Varies |
Monthly Service Charge |
Free |
Internet Transfers |
Free |
Redeposit of a Returned Item |
$10.00 |
Drawn on Us Check Cashing for Non-Members - each |
$10.00 |
ACH Debits and Credits
Product/Service |
Fee |
NSF (Non-sufficient funds) - each |
$30.00 |
Automatic Share Transfer - each |
$3.00 |
Visa Check Cards
Product/Service |
Fee |
NSF (Non-sufficent funds) - each |
$30.00 each |
Automatic Share Transfer - each |
$3.00 each |
VISA Check/Debit Card - new Issue |
Free |
Replace Debit Card - each |
$25.00 |
Replace Debit Card PIN - each |
$25.00 |
30,000_ ATMs Nationwide |
Free |
Miscellaneous Fees
Product/Service |
Fee |
Research Time per Hour (1 Hr Minimum) - each |
$15.00 |
Account Garnishment/Levy - daily |
$35.00 |
Returned Statement Due to Incorrect Address - each |
$5.00 |
Early Share Account Closing - each |
$10.00 |
Dormant Account Fee - each |
$10.00 |
Certified Mail |
$7.50 |
Overnight (Rush) Mail Service |
Cost |
Notary Service, non-EPBECU Related Mortgage Documents |
$25.00 |
Bond Coupon Deposits: Per Envelope |
$10.00 |
Loan Fees
Product/Service |
Fee |
Loan Payment Extension |
$25.00 |
Loan Modification |
$30.00 |
Late Fee |
The Greater of 5% or $5.00 |
Wire Transfer (inbound and outbound)
Product/Service |
Fee |
Domestic Wire - each |
$20.00 |
International Wire - each |
$75.00 |
Credit Union Money Orders
Product/Service |
Fee |
Purchase - each |
$4.00 |
Stop Payment - each |
$35.00 |
Photocopy - each |
$5.00 |
Credit Union Cashier's Check
Product/Service |
Fee |
Purchase - each |
$4.00 |
Stop Payment - each |
$35.00 |
Photocopy - each |
$5.00 |
Credit Union Official Check
Product/Service |
Fee |
Purchase - each |
$4.00 |
Stop Payment - each |
$35.00 |
Photocopy - each |
$5.00 |
Visa Credit Card
Product/Service |
Fee |
Cash Advance (including ATM advances and Visa Checks) |
3% or $5.00, whichever is greater |
Balance Transfer |
3% or $5.00, whichever is greater |
Overlimit Fee |
$10.00 |
Telephone Payment Through Automated Service |
$10.00 |
Late Payment |
$25.00 |
Statement Copies Per Item |
$1.00 |
Replace Due to Card Loss |
$10.00 |
Express Ship Card to Member (2-day shipment) |
$30.00 |
Foreign/International Transaction Fee |
1% to USD |
New Membership
Product/Service |
Fee |
Infant (Less than 6 months old, includes $30.00 share deposit) |
Free |
All Others (plus $30.00 share deposit) - each |
$1.00 |
Reinstatement (to reopen closed account) , $30.00 share deposit |
Free |
Safe Deposit Rental Rates
Product/Service |
Fee |
1 1/2 x 5 x 22 |
$20.00 |
2 1/2 x 5 x 22 |
$22.00 |
3 x 5 x 22 |
$25.00 |
3 1/2 x 5 x 22 |
$28.00 |
4 1/2 x 5 x 22 |
$30.00 |
5 x 5 x 22 |
$32.00 |
3 1/2 x 10 x 22 |
$36.00 |
5 x 10 x 22 |
$40.00 |
