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EPB EMPLOYEES CREDIT UNION
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  • Accounts
    • Share Savings >
      • Kasasa Saver
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      • Kasasa Cash Checking
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    • Club Savings
    • Money Market
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    • Accounts for Minors
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Accounts for Minors

You're never too young to get on a smart financial track!  That's why EPB Employees Credit Union offers accounts specifically for minors.
​
Requirements:
An individual must have his/her own tax identification number before membership is allowed. The individual must be in compliance with all USA Patriot Act laws and Credit Union policy guidelines. 

The Board of Directors hereby waives the $1 enrollment fee if the individual is a qualifying infant no older than six months of age. Further, the Board authorizes at Credit Union expense, the purchase of the first six shares of subscription (a $30 deposit) for an infant if the infant is no older than six months of age. A parent, grandparent or legal guardian must agree to be responsible for the minor's account(s). 

A grandparent may establish a new membership for a minor grandchild. The grandparent can be a joint owner and can agree to be responsible for the minor’s account(s). However, the establishment of such an account cannot infringe upon the parental rights of the parent(s) to withdraw funds or to close a minor child's account at any time. All shares in that grandchild's account(s) will be considered owned by that grandchild. 

Minors must have at least one parent or grandparent or legal guardian to sign as joint owner and to agree to be responsible for the minor’s account(s). If at all possible, the minor should sign the membership card also. At age 16 years or older, minors will be allowed to purchase additional or to redeem all shares (deposit or withdraw funds) without joint owner acknowledgement. Minors can have share draft accounts beginning at age 16 provided the parent, grandparent or legal guardian agrees to be responsible for the minor's share draft account until the minor attains 18 years of age. 

An individual must be at least 18 years of age to join the Credit Union without a joint owner.

Location

1500 McCallie Avenue
​Chattanooga, TN 37404 USA

Phone: (423) 648-3413
​Fax: (423) 698-2912

Contact Us

MEMBERSHIP
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LOANS
  • New Vehicle Loans
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  • Share Secured Loan
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ACCOUNTS
  • ​Share Savings
  • ​Share Draft / Checking
  • Club Savings
  • Money Market
  • Certificates
  • IRAs
  • Accounts for Minors

​Privacy Policy
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​SERVICES
  • Online Banking
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  • ​Bill Payer
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RATES

  • Home
  • Join Us!
    • Membership
    • Become a Member!
    • About Us
    • Board and Staff
    • Credit Union News
    • Careers
  • Loans
    • New Vehicle Loans
    • Used Vehicle Loans
    • Share Secured Loans
    • Mortgages
    • Home Equity Line of Credit
    • VISA Credit Card
    • Signature Loans
    • Sallie Mae Student Loans
  • Accounts
    • Share Savings >
      • Kasasa Saver
    • Share Draft / Checking Account >
      • Kasasa Cash Checking
      • Kasasa Cash Back Checking
      • Kasasa Tunes Checking
    • Club Savings
    • Money Market
    • Certificates
    • IRA
    • Accounts for Minors
  • Services
    • Virtual Banking Next! & E-Statements
    • Mobile Banking
    • Co-Op ATM Network
    • Insurance Services
    • Visa Debit Card
    • Banking Conveniences
    • Shop for a Car
  • Rates & Fees
    • Rates
    • Fees
  • Member Discounts
  • Annual Meeting
  • Scholarship
  • Member First System Conversion
  • Premium Text Notifications