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EPB EMPLOYEES CREDIT UNION
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Signature Loans

Signature Loans
The Signature Loan is our most popular type of loan. Nearly one-third of all of our loans are Signature Loans. This loan can usually be done while you wait. Check with us if you think this type of loan can suit your needs. Call us in advance to be sure things can work as quickly as possible. 


Signature loans are “unsecured” loans that quickly! The loan can be paid back in monthly payments over a maximum three-year period (four years if the loan is $5,000 or more). 

The very maximum unsecured loan a member can have with this Credit Union is $12,500 subject to certain qualifications (see tiered amounts below). If a member has any credit card(s) issued by EPB Employees Credit Union, the credit limit amount(s) must be subtracted from the $12,500 regardless of the outstanding balance(s). 

We have “tiered lending” so your credit score determines the maximum amount of funds available on your Signature. Tiered unsecured loan amounts are as follows:
What you need for a Signature Loan:
  • Membership in good standing
  • A loan application filled out by the loan officer
  • Current credit report that is acceptable
  • Total debt ratio cannot exceed 50%
  • Purpose of the loan
  • Borrower must have proven stability of employment. EPB Employees’ income can be verified by phone; non-EPB employee borrowers must have income verified in writing.

Location

1500 McCallie Avenue
​Chattanooga, TN 37404 USA

Phone: (423) 648-3413
​Fax: (423) 698-2912

Contact Us

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LOANS
  • New Vehicle Loans
  • Used Vehicle Loans
  • Share Secured Loan
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  • Credit Cards
  • Signature Loans

ACCOUNTS
  • ​Share Savings
  • ​Share Draft / Checking
  • Club Savings
  • Money Market
  • Certificates
  • IRAs
  • Accounts for Minors

​Privacy Policy
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​SERVICES
  • Online Banking
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RATES

  • Home
  • Join Us!
    • Membership
    • Become a Member!
    • About Us
    • Board and Staff
    • Credit Union News
    • Careers
  • Loans
    • New Vehicle Loans
    • Used Vehicle Loans
    • Share Secured Loans
    • Mortgages
    • Credit Cards
    • Signature Loans
    • Sallie Mae Student Loans
  • Accounts
    • Share Savings
    • Share Draft / Checking Account
    • Club Savings
    • Money Market
    • Certificates
    • IRA
    • Accounts for Minors
  • Services
    • Online Banking and E-Statements
    • Mobile Banking
    • Co-Op ATM Network
    • Bill Payer
    • Insurance Services
    • Visa Debit Card
    • Banking Conveniences
  • Rates & Fees
    • Rates
    • Fees
  • Member Discounts
  • COVID-19 Updates