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EPB EMPLOYEES CREDIT UNION
  • Home
  • Join Us!
    • Membership
    • Become a Member!
    • About Us
    • Board and Staff
    • Credit Union News
    • Careers
  • Loans
    • New Vehicle Loans
    • Used Vehicle Loans
    • Share Secured Loans
    • Mortgages
    • Home Equity Line of Credit
    • VISA Credit Card
    • Signature Loans
    • Sallie Mae Student Loans
  • Accounts
    • Share Savings >
      • Kasasa Saver
    • Share Draft / Checking Account >
      • Kasasa Cash Checking
      • Kasasa Cash Back Checking
      • Kasasa Tunes Checking
    • Club Savings
    • Money Market
    • Certificates
    • IRA
    • Accounts for Minors
  • Services
    • Virtual Banking Next! & E-Statements
    • Mobile Banking
    • Co-Op ATM Network
    • Insurance Services
    • Visa Debit Card
    • Banking Conveniences
    • Shop for a Car
  • Rates & Fees
    • Rates
    • Fees
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  • Annual Meeting
  • Scholarship
  • Member First System Conversion
  • Premium Text Notifications

Signature Loans

Signature Loans

• Signature loans can be paid back in monthly payments over a maximum three-
year period (four years if the loan is $5,000 or more).

• The very maximum unsecured loan a member can have with this Credit Union is
$12,500 subject to certain qualifications (see tiered amounts below).

• If a member has any credit card(s) issued by EPB Employees Credit Union, the
credit limit amount(s) must be subtracted from the $12,500 regardless of the
outstanding balance(s).

• We have “tiered lending” so your credit score determines the maximum amount
of funds available on your Signature.

Call us today to learn more!

​
(423) 648-3413

What you need for a Signature Loan:
  • Membership in good standing
  • A loan application filled out by the loan officer
  • Current credit report that is acceptable
  • Total debt ratio cannot exceed 50%
  • Purpose of the loan
  • Borrower must have proven stability of employment. EPB Employees’ income can be verified by phone; non-EPB employee borrowers must have income verified in writing.

Location

1500 McCallie Avenue
​Chattanooga, TN 37404 USA

Phone: (423) 648-3413
​Fax: (423) 698-2912

Contact Us

MEMBERSHIP
  • Join Us
  • Board and Staff

LOANS
  • New Vehicle Loans
  • Used Vehicle Loans
  • Share Secured Loan
  • Mortgages
  • Credit Cards
  • Signature Loans

ACCOUNTS
  • ​Share Savings
  • ​Share Draft / Checking
  • Club Savings
  • Money Market
  • Certificates
  • IRAs
  • Accounts for Minors

​Privacy Policy
​
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​SERVICES
  • Online Banking
  • ​Co-Op ATM Network
  • ​Bill Payer
  • Insurance Services
  • Visa Debit Card
  • ​Member Discounts
  • Other Banking Conveniences
  • ​Fees

RATES

  • Home
  • Join Us!
    • Membership
    • Become a Member!
    • About Us
    • Board and Staff
    • Credit Union News
    • Careers
  • Loans
    • New Vehicle Loans
    • Used Vehicle Loans
    • Share Secured Loans
    • Mortgages
    • Home Equity Line of Credit
    • VISA Credit Card
    • Signature Loans
    • Sallie Mae Student Loans
  • Accounts
    • Share Savings >
      • Kasasa Saver
    • Share Draft / Checking Account >
      • Kasasa Cash Checking
      • Kasasa Cash Back Checking
      • Kasasa Tunes Checking
    • Club Savings
    • Money Market
    • Certificates
    • IRA
    • Accounts for Minors
  • Services
    • Virtual Banking Next! & E-Statements
    • Mobile Banking
    • Co-Op ATM Network
    • Insurance Services
    • Visa Debit Card
    • Banking Conveniences
    • Shop for a Car
  • Rates & Fees
    • Rates
    • Fees
  • Member Discounts
  • Annual Meeting
  • Scholarship
  • Member First System Conversion
  • Premium Text Notifications