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EPB EMPLOYEES CREDIT UNION
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  • Loans
    • New Vehicle Loans
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  • Accounts
    • Share Savings >
      • Kasasa Saver
    • Share Draft / Checking Account >
      • Kasasa Cash Checking
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    • Club Savings
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Share Secured Loans

Share Secured Loans
The Share Secured Loan is a loan that is secured by the borrower's share account. A loan up to 100% of the share balance can be obtained immediately. Monthly payments can also be established to repay the loan. The maximum term for the loan payback period is usually 5 years, but can be negotiable based on the borrower’s request and loan amount. The loan rate is set at a certain percentage. 

If a share certificate is used as security, the loan rate is set as a certain percentage above the certificate rate. Should the certificate mature before the loan is paid off, the certificate can be renewed at the going rate for that term. 

Additional advances can be made to a share pledged loan at anytime as long as the loan balance does not exceed the deposit account balance. More than one share account can be pledged at one time.
View Rates

Location

1500 McCallie Avenue
​Chattanooga, TN 37404 USA

Phone: (423) 648-3413
​Fax: (423) 698-2912

Contact Us

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LOANS
  • New Vehicle Loans
  • Used Vehicle Loans
  • Share Secured Loan
  • Mortgages
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ACCOUNTS
  • ​Share Savings
  • ​Share Draft / Checking
  • Club Savings
  • Money Market
  • Certificates
  • IRAs
  • Accounts for Minors

​Privacy Policy
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​SERVICES
  • Online Banking
  • ​Co-Op ATM Network
  • ​Bill Payer
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  • Visa Debit Card
  • ​Member Discounts
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  • ​Fees

RATES

  • Home
  • Join Us!
    • Membership
    • Become a Member!
    • About Us
    • Board and Staff
    • Credit Union News
    • Careers
  • Loans
    • New Vehicle Loans
    • Used Vehicle Loans
    • Share Secured Loans
    • Mortgages
    • Home Equity Line of Credit
    • VISA Credit Card
    • Signature Loans
    • Sallie Mae Student Loans
  • Accounts
    • Share Savings >
      • Kasasa Saver
    • Share Draft / Checking Account >
      • Kasasa Cash Checking
      • Kasasa Cash Back Checking
      • Kasasa Tunes Checking
    • Club Savings
    • Money Market
    • Certificates
    • IRA
    • Accounts for Minors
  • Services
    • Virtual Banking Next! & E-Statements
    • Mobile Banking
    • Co-Op ATM Network
    • Insurance Services
    • Visa Debit Card
    • Banking Conveniences
    • Shop for a Car
  • Rates & Fees
    • Rates
    • Fees
  • Member Discounts
  • Annual Meeting
  • Scholarship
  • Member First System Conversion
  • Premium Text Notifications