Membership in EPB Employees Credit Union is limited to the following groups:
  • Employees of EPB
  • Retirees of EPB
  • Family of employees or retirees of EPB (family includes: grandparents, parents, siblings, children, and grandchildren)
  • Employees of current contractors of EPB
  • Employees of the EPB Employees Credit Union
  • Family of employees of EPB Employees Credit Union
  • Employees of Tennessee American Water Company
  • Retirees of Tennessee American Water Company
  • Family of employees or retirees of TN American Water
    (family includes: grandparents, parents, siblings, children, and grandchildren)

Joint ownership on an account is often confused with membership in the Credit Union. A joint owner can co-own and have access to funds in a share, draft or certificate account; but, not be a member of the Credit Union or be entitled to use any of the services. To use any other service (purchase Money Orders, Travelers Checks, open a Safe Deposit Box, etc.) each individual (regardless of age) must be a member and have a primary share account with at least $30.00. Check with us if you have any doubt about your qualifications to join, or if you want to confirm your status on an existing account.Positive Identification RequiredPatriot Act, BSA Secrecy Act, OFAC, FinCENPlease keep in mind that EPB Employees Credit Union makes every effort to comply with laws governing the positive identification of new and current members, joint owners and beneficiaries. We will expect to see, and we will photocopy, government photo identification (driver's license, etc.), Social Security card, and/or any other sources that will establish unequivocal identification. This information will be retained for up to 5 years after membership ceases. 

Further, at the time a new individual's name is presented to us for any reason, we inquire government lists (OFAC and FinCEN) to determine the person’s status regarding money laundering, terrorists activities, foreign relationships and international activities. Deposits could be "frozen" and/or surrendered to federal or state authorities in compliance with the law. Such monitoring will continue as long as the individual is a member of this Credit Union and as long as the law requries this activity.
Have a new addition to the family?
Babies up to six months of age can join the Credit Union for free! We waive the $1 processing fee, plus the Credit Union starts the baby's share account with the first $30. Just bring in the social security card and we will sign up the little one today! Also, please check below for additional information on Accounts for Minors.